Wyoming Borough
277 Wyoming Avenue
Wyoming, Pa 18644
REQUEST FOR PROPOSALS
FOR PUBLIC ENTITY INSURANCE COVERAGE
INFORMATION IN SUPPORT OF PROPOSAL SUBMISSIONS
Wyoming Borough is seeking a single insurance agent/representative to provide all of the Borough’s insurance coverages. At its meeting on September 13, 2021, Council of the Borough of Wyoming approved a motion approving solicitation of requests for proposal for all of the Borough’s insurance coverages, including without limitation, coverages for Property, Equipment, Crime Liability, General Liability, Automobile, Public Official Liability, Employment Practices Liability, Employee Benefits Liability, Law Enforcement, Fiduciary Liability and Workers Compensation.
All qualified prospective bidders must be licensed to sell and provide insurance in the Commonwealth of Pennsylvania. All insurance companies providing coverage must be licensed in Pennsylvania, and carry a B+ or higher rating, and otherwise have a strong record of business histo1y and responsible practice.
Wyoming Borough reserves the right to reject all or any proposals, for any reason or no reason, and is not bound to accept the lowest bid if, in its discretion, the Borough does not desire to accept any proposal.
ALL PROPOSALS MUST BE RECEIVED BY THE BOROUGH MANAGER ON OR
BEFORE 2:00 P.M. September 13, 2021. Submissions may be made by United States Postal Service or hand delivered to the above address to the Borough Manager Roseanne Colarusso.
Please use the attached information to provide proposals for the requested coverages. If you have any questions please contact the Borough Manager, Roseanne Colarusso 570-693-0291 Ext. 5.
Public Entity General Information
Entity: Wyoming Borough
Address: 277 Wyoming Avenue
Wyoming, Pa. 18644
County: Luzerne County
Phone: 570-693-0291
Fax: 570-613-9192
Email: wyomingboro@msn.com
Website: 34.150.160.153
Primary Contact: Roseanne Colarusso, Borough Manager
Loss Control Contact: Roseanne Colarusso
Contact: 570-693-0291 Ext.5
Entity Population: 3100
Entity Miles: 8.6 miles
Full Time Employees: 7 Uniform & Non-Uniform
Part Time Employees: 18 Uniform & Non-Uniform
Department Full- Time Part-Time
| Chief of Police | 1 | |
| Patrol Police Officers | 3 | 10 |
| Department of Public Works | 3 | |
| Office Staff | 2 | |
| Crossing Guards | 6 |
Included in this packet:
Current Wyoming Borough Insurance Coverage & Summaries
Public Official & Police Application Information
5 years of the Wyoming Borough Loss Runs (Selective, Greenwich, SWIF)
Key Dates
Effective Date: September 13, 2021
Agency Needed Date: September 13, 2021
Bid Meeting Date: September 13, 2021
PROPERTY
| COVERAGE | LIMIT ($) | ||
| LOCATION: 1 | |||
| 277 Wyoming Avenue | Building | $1,377,774 | |
| Business Personal Property | $ 75,824 | ||
| Business Income | Actual Loss Sustained | ||
| LOCATION:2 | Street Light | $ 50,330 | |
| LOCATION:3 | Street Light | $ 50,330 | |
| LOCATION :4 | 6TH & Wyoming Ave. | $ 50,330 | |
| LOCATION: 5 | Midway & Wyoming Ave. | $ 50,330 | |
| LOCATION: 6 | Gerrity’s & Wyoming Ave. | $ 50,330 |
DEDUCTIBLE: $1,000
VALUATION: Replacement Cost
Co- Insurance 80%
Additional Coverage: Governmental Property Extension Coverage
Occurrence / Aggregate
Crisis Response Bus Inc $25,000/ $25,000
Crisis Response Counseling $10,000/ $10,000
GreenPac Prop Inc Cost $25,000/ $25,000
GreenPac Soft Costs $25,000/$25,000
INLAND MARINE
| LIMITS | DEDUCTIBLE | ||
| SCHEDULED EQUIPMENT | |||
| CONTRACTORS EQUIPMENT (SEE BELOW) | $167,400 | $1,000 | |
| IM PAC PLUS | UNSCHEDULED | $60,000 | $500 |
| VESP PORTABLE EQUIPMENT | Coverage for police & fire equipment | $40,000 | $500 |
There is an 80% Coinsurance rate that applies
Scheduled equipment is written on a Blanket basis. The total amount for any one occurrence is $167,400.
Equipment Schedule:
Description of Equipment Limit of Insurance
0001 1987 Mobile Street Sweeper $12,000
0002 1994 CAT 416B Backhoe $22,000
0003 Dr Field & Brush Mower $ 3,000
0004 1995 John Deere 955 Utility Tractor $ 8,000
0005 2004 Cat Skidsteer $15,000
0006 2012 Wacker Nueson 3 In Trash Pump $ 5,000
0007 2011 Magnum 2IN Trash Pump $ 7,000
0008 2011 Stone Silver Fox Plate Wacker $ 2,400
0009 2012 Wacker Neuson Generator $15,000
0010 Bandit Chipper $40,000
0011 1995 Igersoll Rand Compressor $25,000
0012 2011 John Deere Z920A Zero Turn Mower $ 8,000
0013 2004 John Deere 757 Zero Turn Mower $ 5,000
TOTAL $167,400.00
GENERAL LIABILITY
Limits: General Aggregate $3,000,000
Products Completed Ops Agg $3,000,000
Personal Advertising Injury Occ $1,000.000
Per Occurrence $1,000,000
Fire Damage Limit $1,000,000
Medical Expense $ 500,000
Additional Coverage: General Liability Elite Pac
Coverage Highlights:
Temporary Liquor Liability
Additional Insured-Primary and Non-Contributory Provision
Blanket Additional Insured
Employees as Additional Insured
Premium Basis:
Governmental $407,056
Streets, Roads, Highways 15
Or Bridges
Contractors Sub Street Highways If Any
COMMERCIAL AUTO
| Liability | $1,000.000 |
| Non-Owned Liability | $1,000.000 |
| Hired Car Liability | $1,000.000 |
| Basic First Party Benefits | $ 100,000 |
| Work Loss | $1,000 / $5,000 |
| Funeral | $ 2,500 |
| Uninsured Motorist CSL (non-stacked) | $1,000.000 |
| Underinsured Motorists CSL (non- stacked) | $1,000.000 |
Vehicle Schedule: VIN Number Comp Collision
Deductible Deductible
- 2001 HME Fire Truck 44KFT44881WZ19634 1000 1000
- 2014 Ford F350 1FTRF3B6XEE04432 250 500
- 2004 Ford F350 1FTSF31L64EC69520 250 500
- 2015 Ford F350 1FDUF5HT6FEC64777 250 500
- 2016 Ford EXP Police 1FM5K8ARXGGA04565 250 500
- 2016 Ford F350 1FDRF3H6OGEB33222 250 500
- 2017 Dodge Charger 2C3DXKT8HH621290 250 500
- 1988 Kovatch Fire Tk 1K9AF4282JN058149 1000 1000
CRIME
Coverages: Deductible Limit
| IP- Theft of Money & Securities | $500 | $25,000 |
| IP- Robbery or Safe Burglary of other property | $500 | $25,000 |
| Outside the premises | $500 | $25,000 |
| Employee Theft Schedule | ||
| Roseanne Colarusso | $500 | $50,000 |
| Kelsie Snyder | $500 | $50,000 |
POLICE PROFESSIONAL LIABILITY
Limits:
| Annual Aggregate | $2,000.000 |
| Per Occurrence | $2,000.000 |
| Punitive Damages | $2,000.000 |
| Line of Duty Death Coverage (Occ) | $ 50,000 |
| Line of Duty Death Coverage (Agg) | $ 100,000 |
| Deductible | $ 2,500 |
PUBLIC OFFICIAL LIABILITY
Coverage: Limit: Deductible
| Public Officials Management | $2,000.000 | $ 5,000 |
| Employment Practices Liability | $2,000.000 | $ 35,000 |
| Policy Aggregate | $2,000.000 | |
| *Non-Monetary Coverage Defense Only | $ 100,000 | $ 5,000 |
| *Non-Monetary Coverage-Aggregate | $ 200,000 | $ 5,000 |
| Crisis Management | $ 25,000 | $ 5,000 |
UMBRELLA
Coverage Limit:
| Each Occurrence Limit | $1,000.000 |
| Aggregate | $1,000.000 |
| Self Insured Retention | $ 0 |
Underlying Coverage Limit
| General Liability | $1,000.000 Occ/$2,000.00 Agg |
| Commercial Automobile | $1,000.000 CSL |
Cyber Security
Coverage : $250,000
Please email wyomingboro@msn.com for loss runs