Request for Proposal

Wyoming Borough

277 Wyoming Avenue

Wyoming, Pa 18644

REQUEST FOR PROPOSALS

FOR PUBLIC ENTITY INSURANCE COVERAGE

INFORMATION IN SUPPORT OF PROPOSAL SUBMISSIONS

Wyoming Borough is seeking a single insurance agent/representative to provide all of the Borough’s insurance coverages. At its meeting on September 13, 2021, Council of the Borough of Wyoming approved a motion approving solicitation of requests for proposal for all of the Borough’s insurance coverages, including without limitation, coverages for Property, Equipment, Crime Liability, General Liability, Automobile, Public Official Liability, Employment Practices Liability, Employee Benefits Liability, Law Enforcement, Fiduciary Liability and Workers Compensation.

All qualified prospective bidders must be licensed to sell and provide insurance in the Commonwealth of Pennsylvania. All insurance companies providing coverage must be licensed in Pennsylvania, and carry a B+ or higher rating, and otherwise have a strong record of business histo1y and responsible practice.

Wyoming Borough reserves the right to reject all or any proposals, for any reason or no reason, and   is not bound to accept the lowest bid if, in its discretion, the Borough does not desire to accept any proposal.

ALL PROPOSALS MUST BE RECEIVED BY THE BOROUGH MANAGER ON OR

BEFORE 2:00 P.M. September 13, 2021. Submissions may be made by United States Postal Service or hand delivered to the above address to the Borough Manager Roseanne Colarusso.

Please use the attached information to provide proposals for the requested coverages. If you have any questions please contact the Borough Manager, Roseanne Colarusso 570-693-0291 Ext. 5.

                             Public Entity General Information

Entity:      Wyoming Borough

Address:  277 Wyoming Avenue

                Wyoming, Pa. 18644

County:    Luzerne County

Phone:     570-693-0291

Fax:         570-613-9192

Email:     wyomingboro@msn.com

Website: wyomingpa.org

Primary Contact: Roseanne Colarusso, Borough Manager

Loss Control Contact: Roseanne Colarusso

Contact:  570-693-0291 Ext.5

Entity Population:  3100

Entity Miles:       8.6 miles

Full Time Employees:  7 Uniform & Non-Uniform

Part Time Employees: 18   Uniform & Non-Uniform

   Department                                             Full- Time                                    Part-Time

 Chief of Police                   1 
Patrol Police Officers                   3                   10
Department of Public Works                   3 
Office Staff                     2
Crossing Guards                     6

Included in this packet:

Current Wyoming Borough Insurance Coverage & Summaries

Public Official & Police Application Information

5 years of the Wyoming Borough Loss Runs (Selective, Greenwich, SWIF)

Key Dates

Effective Date: September 13, 2021

Agency Needed Date: September 13, 2021

Bid Meeting Date: September 13, 2021

                          PROPERTY

 COVERAGE LIMIT ($)
LOCATION:   1   
277 Wyoming AvenueBuilding $1,377,774
 Business Personal Property $     75,824
 Business Income   Actual Loss Sustained
    
LOCATION:2Street Light $     50,330  
LOCATION:3Street Light $     50,330  
LOCATION :46TH & Wyoming Ave. $     50,330
LOCATION: 5Midway & Wyoming Ave. $     50,330  
LOCATION: 6Gerrity’s & Wyoming Ave. $     50,330

DEDUCTIBLE:                             $1,000

VALUATION:                                Replacement Cost

Co- Insurance                               80%

Additional Coverage: Governmental Property Extension Coverage

                                                       Occurrence / Aggregate

Crisis Response Bus Inc                $25,000/ $25,000

Crisis Response Counseling          $10,000/ $10,000

GreenPac Prop Inc Cost                $25,000/ $25,000

GreenPac Soft Costs                      $25,000/$25,000                                   

INLAND MARINE

  LIMITSDEDUCTIBLE
SCHEDULED EQUIPMENT   
 CONTRACTORS EQUIPMENT (SEE BELOW)$167,400$1,000
    
IM PAC PLUSUNSCHEDULED$60,000$500  
    
VESP PORTABLE EQUIPMENTCoverage for police & fire equipment$40,000$500

There is an 80% Coinsurance rate that applies

Scheduled equipment is written on a Blanket basis. The total amount for any one occurrence is $167,400.

Equipment Schedule:

    Description of Equipment                                                           Limit of Insurance

0001   1987 Mobile Street Sweeper                                               $12,000

0002    1994 CAT 416B Backhoe                                                   $22,000

0003    Dr Field & Brush Mower                                                        $  3,000

0004    1995 John Deere 955 Utility Tractor                                   $  8,000

0005    2004 Cat Skidsteer                                                             $15,000 

0006    2012 Wacker Nueson 3 In Trash Pump                              $ 5,000

0007    2011 Magnum 2IN Trash Pump                                          $ 7,000

0008    2011 Stone Silver Fox Plate Wacker                                   $ 2,400

0009    2012 Wacker Neuson Generator                                         $15,000

0010    Bandit Chipper                                                                     $40,000

0011    1995 Igersoll Rand Compressor                                          $25,000

0012     2011 John Deere Z920A Zero Turn Mower                        $ 8,000

0013     2004 John Deere 757 Zero Turn Mower                             $ 5,000

TOTAL                                                                  $167,400.00

GENERAL LIABILITY

Limits:                General Aggregate                         $3,000,000

                           Products Completed Ops Agg        $3,000,000

                           Personal Advertising Injury Occ      $1,000.000

                           Per Occurrence                               $1,000,000

                           Fire Damage Limit                           $1,000,000

                           Medical Expense                             $   500,000

Additional Coverage: General Liability Elite Pac

Coverage Highlights:

Temporary Liquor Liability

Additional Insured-Primary and Non-Contributory Provision

Blanket Additional Insured

Employees as Additional Insured

Premium Basis:

                         Governmental                       $407,056

                         Streets, Roads, Highways                15

                         Or Bridges

                                                                                                                        Contractors Sub Street Highways        If Any

COMMERCIAL AUTO

Liability$1,000.000
Non-Owned Liability$1,000.000
Hired Car Liability$1,000.000
Basic First Party Benefits$   100,000
Work Loss$1,000 / $5,000
Funeral$       2,500
Uninsured Motorist CSL (non-stacked)$1,000.000
Underinsured Motorists CSL (non- stacked)$1,000.000

  Vehicle Schedule:                  VIN Number                           Comp            Collision

                                                                                                 Deductible         Deductible

  1. 2001 HME Fire Truck         44KFT44881WZ19634              1000          1000
  • 2014 Ford F350                 1FTRF3B6XEE04432                  250             500
  • 2004 Ford F350                 1FTSF31L64EC69520                 250             500
  • 2015 Ford F350                 1FDUF5HT6FEC64777                250             500
  • 2016 Ford EXP Police       1FM5K8ARXGGA04565               250             500
  • 2016 Ford F350                 1FDRF3H6OGEB33222                250             500
  • 2017 Dodge Charger          2C3DXKT8HH621290                   250            500
  • 1988 Kovatch Fire Tk         1K9AF4282JN058149                  1000          1000

CRIME

Coverages:                                     Deductible                                 Limit

IP- Theft of Money & Securities         $500     $25,000  
IP- Robbery or Safe Burglary of other property         $500     $25,000  
Outside the premises         $500     $25,000
   
Employee Theft Schedule  
   
Roseanne Colarusso          $500     $50,000
Kelsie  Snyder          $500     $50,000

POLICE PROFESSIONAL LIABILITY

Limits:

Annual Aggregate$2,000.000
Per Occurrence$2,000.000
  
Punitive Damages$2,000.000
Line of Duty Death Coverage (Occ)$     50,000
Line of Duty Death Coverage (Agg)$   100,000  
Deductible$        2,500

PUBLIC OFFICIAL LIABILITY

Coverage:                           Limit:                       Deductible

Public Officials Management$2,000.000$     5,000  
Employment Practices Liability$2,000.000$    35,000
Policy Aggregate$2,000.000   
*Non-Monetary Coverage Defense Only$    100,000$      5,000
*Non-Monetary Coverage-Aggregate$     200,000$       5,000
Crisis Management$       25,000$       5,000

UMBRELLA

Coverage Limit:

Each Occurrence Limit$1,000.000
Aggregate$1,000.000
Self Insured Retention $     0

Underlying Coverage Limit

General Liability$1,000.000 Occ/$2,000.00 Agg
Commercial Automobile$1,000.000  CSL

Cyber Security   

Coverage :         $250,000

Please email wyomingboro@msn.com for loss runs